- what you'll be putting into your 401(k),
- what you're investing in and how it is expected to grow,
- and what you'll be withdrawing once you retire.
So now you've looked at it and are wondering, what do all the lines mean? Well, you can read the graph several ways:
- you have a 90% chance of doing better than the 10th percentile line,
- 50% chance of doing better than the 50th percentile line,
- and a 10% chance of doing better than the 90th percentile.
I think from that you start to see the pattern. Play around with the variables to see how different things change your forecasted outcome. Don't miss that you can right-click on the graph to print it and change the view. You can also drag on the graph to change the view window (though the logarithmic scale seems to be buggy, try it with the log scale turned off, under Chart Info). The graph is drawn using the free open-source library JFreeChart.